The cost for our standard mortgage capacity assessment is £345.00. If you require your capacity to mortgage based on other financial situation an additional £50.00 per scenario will be charged. Please contact our expert, Natasha Palmer, before making any payment so she can ensure that you are paying the correct amount for any additional scenarios.  

If you are instructing us on a joint basis the cost for the report will be £600.00. This will provide details of your client and the divorcing partner with 1 report confirming both parties mortgage capacity.  

Occasionally, based on your likely finances post divorce you just won't be able to obtain a mortgage.  Therefore, we also have the "No Mortgage Capacity Report" which then gives you the proof you need for your proceedings.  To reflect the reduced time it can take us to produce this type report it typically costs £175.00

Our normal turnaround time for the completion of an assessment is 10 working days, however, if your court date is imminent and you need your report urgently you can buy our Express Service to ensure your report is with you as soon as possible by email in a downloadable format. The Express Service can be purchased for £75.00. Please contact us to check the availability of this service and receive details of the likely timescale involved.


Ways to Pay

We accept the following payment methods:

1. Cheque – please make cheques payable to Simpson Financial Services Ltd. Please note that you will not receive your report until the cheque is received.

2. On-line Banking – please contact us for our bank details to allow you to make payment. We will require your details in order to generate a unique reference to support your on-line payment.

3. PayPal – please add your items for payment to the basket below.


Standard Mortgage Capacity Assessment (joint)


Standard Mortgage Capacity Assessment (single)


No Mortgage Capacity Report (single) 


Additional Scenarios


Express Service