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The Mortgage Capacity Report
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If the answer to any of these above is "YES" then  we can help you.

We provide you with a professional witness statement of your mortgage capacity which you can use when you are negotiating the financial settlement of your divorce. Your report is completely unbiased and is written by mortgage expert and Director at Simpson Financial Services Limited, Natasha Palmer.

Mortgages and divorce are both complicated on their own and trying to tie the two together to work out how much money you might need from your divorce settlement can be exhausting.  It is not uncommon to spend up to three hours with you bank only to be told they can’t lend or won’t lend until after your divorce.

Another appointment with another bank (another 3 hours!) might eventually lead to you thinking you know your mortgage capacity.  But how generous or stingy is that indication of your mortgage borrowing?  After all, it is this figure which the Court’s Judge may use when deciding how much of the marital money you are going to be entitled to.

Our Mortgage Capacity Assessment takes away the time, hassle and potential for inaccurate mortgage borrowing figures and we have many years’ experience in dealing with all the UK’s banks and building societies and their constantly changing lending criteria.  Using our formula we are able to confidently state your level of mortgage borrowing capacity.  We also ensure that level of borrowing is affordable to you in your likely new circumstances.

A Statement of Mortgage Capacity can often be a crucial document to enable you (or a Judge) to order the correct financial split of the family financial assets.   

Please note that in order to produce an accurate report we need a full breakdown of your income, expenditure, assets and liabilities.  Most of this information we can take from your Form E although, this doesn’t always give us the detail that is required in order to calculate and produce your Mortgage Capacity Assessment.  Ask us about your divorce and mortgages today.

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The Mortgage Capacity Report

The mortgage capacity report is a far more detailed investigation into what level of mortgage you are likely to be successful in obtaining.

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Pricing and Payment

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Customer Loyalty Scheme

Should you decide to instruct us to carry out your Mortgage Capacity Assessment, you will receive a voucher which will entitle you to 25% off our Mortgage Advice fee when you are next applying for your own mortgage.

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Simpson Financial Services Limited. Registered in England No. 4830621. Registered Address: The Techno Centre, Puma Way, Coventry. CV1 2TT

Mortgage Capacity Assessments is a trading style of Simpson Financial Services Limited which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register No 472031 at www.fsa.gov.uk/register.

The information contained within the website is subject to the UK regulatory regime and therefore primarily targeted at customers in the UK. Should you have cause to complain, and you are not satisfied with our response to your complaint you may be able to refer it to the Financial Ombudsman Service, which can be contacted as follows

The Financial Ombudsman Service, Exchange Tower, London. E14 9SR
Tel: 0800 023 4567 or 0300 123 9 123
www.financial-ombudsman.org.uk

Copyright © 2019 Simpson Financial Services Limited. All Rights Reserved.

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