Options for you

What’s included in our packages?

As experts our duty is to help the court on matters within our expertise and this duty overrides any obligation to the person from whom we have received instructions or by whom we are paid.


Single Mortgage Capacity Assessment £345.00

Details of capacity to mortgage for 1 party, which will include:

  • Details of maximum mortgage borrowing as confirmed by a range of mortgage lenders currently present in the mortgage market.

  • Example mortgage illustrations confirming an estimate of costs related to the maximum mortgage borrowing.

  • Confirmation of whether the maximum borrowing amount is affordable based on disposable income calculated from income and outgoings.

  • The report can be based on any financial circumstance and used to explore how changes in financial circumstances might affect capacity to mortgage.

  • As experts our duty is to the court which overrides any obligation to the person instructing or paying for this report. 

  • All information provided will be based purely on lending criteria and our experience as mortgage advisors.

  • The report will contain details of all information used to complete the assessment, including income, outgoings and any other important information specific to the investigation. 

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Joint Mortgage Capacity Assessment £600.00

If you or your client have been ordered to instruct a single joint expert (SJE) as part of financial proceedings.

Important notes:

All of our reports comply with the requirements set out in the Family Procedure Rules – Part 25 Experts and Assessors’ and ‘for joint assessments our timescale is 10-15 working days.

  • In addition to the information included in a Single Mortgage Capacity Assessment, the joint report can be used for 2 more parties, an example of this might include - the Applicant v Respondent plus the Respondents new partner.

  • This report saves £90.00 when compared to the instruction of 2 separate single assessments.

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No Mortgage Capacity Assessment £175.00

For individuals whose circumstances undoubtably mean they are in no position to secure mortgage lending, for example, newly self-employed with no accounts, unemployment, high indebtedness.

The report will include:

  • A quicker turnaround time – typically 3 working days.

  • Confirmation the individual has £0.00 capacity to mortgage.

  • Details of lending criteria confirming why the individual has no ability to obtain mortgage lending.

Please note that additional scenarios can not be added to a No mortgage Capacity Assessment

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Additional Scenarios £50.00 each

To explore how details of capacity to mortgage will be affected based on alternative financial circumstances, additional scenarios can be added to our Single or Joint Mortgage Capacity Assessment.

Additional Scenarios can be used to explore any change in financial circumstance, this may include but is not restricted to:

For any reports requiring 4 additional scenarios or more our fees may vary to take into consideration the additional work involved in such a detailed report. Please contact us here to request a quotation.

  • Various deposit amounts.

  • Increase or decrease in income.

  • Increase or decrease in debt.

  • Retaining property.

  • Various maintenance amounts.

5 simple steps…

How to order

  1. Select which report is right for you (Single, Joint, No Mortgage or Call and Ask).
  2. Download and complete the fact find by clicking here and filling in your details to receive the other forms via email.
  3. Send the information back to us (return instructions enclosed in the email we will send).
  4. Pay online with your credit card by selecting 'buy this report' or contact us to pay another way (bank transfer or cheque).
  5. Receive your report within 5-10 working days, or sooner if express delivery has been requested.

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Need your report quicker than 5-10 days?

Use our Express Service for just £75.00 to speed up the process*. Simply add on checkout.

*Please contact us first to check our availability before ordering

Options for you

Ways to pay

  • Online 

    You can make payments with your debit or credit card online by clicking 'buy this report' on any of our report options.

  • Cheque

    Please make cheques payable to Simpson Financial Services Ltd. Please note that you will not receive your report until the cheque is cleared.

  • Bank Transfer

    Please contact us for our bank details to allow you to make payment. We will require your details in order to generate a unique reference to support your on-line payment.

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