Details of capacity to mortgage for 1 party, which will include:
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Details of maximum mortgage borrowing as confirmed by a range of mortgage lenders currently present in the mortgage market.
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Example mortgage illustrations confirming an estimate of costs related to the maximum mortgage borrowing.
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Confirmation of whether the maximum borrowing amount is affordable based on disposable income calculated from income and outgoings.
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The report can be based on any financial circumstance and used to explore how changes in financial circumstances might affect capacity to mortgage.
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As experts our duty is to the court which overrides any obligation to the person instructing or paying for this report.
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All information provided will be based purely on lending criteria and our experience as mortgage advisors.
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The report will contain details of all information used to complete the assessment, including income, outgoings and any other important information specific to the investigation.